Comprehensive Coverage You Can Rely On
Savvy has the right solution to fit your needs.
Why choose the Savvy Storage Insurance Program?
Primary Coverage
This insurance is primary over any other valid and collectible insurance you may have.
Affordable Policy
Get coverage for just $15 a month — that’s peace of mind for only 50 cents a day.
Convenient Enrollment & Cancellation
Streamlined sign-ups and the ability to cancel anytime allow you to manage your coverage with ease.
Immediate Coverage
Your coverage begins as soon as you complete enrollment and move into your storage space.
Seamless Claims Process
In the unfortunate event that loss occurs, our dedicated professionals will handle your claim with speed and sensitivity.
What’s Covered*
Your Savvy policy insures your stored property against loss or damage caused by a wide range of perils.
Water / Flood
This policy provides coverage for loss or damage caused by water or flooding.
Fire / Smoke
This policy provides coverage for loss or damage caused by fire or smoke.
Additional Perils
Additional perils covered by this policy include hail, lightning, windstorm and vandalism.
Burglary
Burglary is covered, provided it is a result of forced entry into a properly locked storage space.
Vermin
$250 of coverage is provided for damage caused by vermin to your covered property while in storage.
Fungus
$250 of coverage is provided for damage caused by fungus to your covered property while in storage.
No sublimit for fungus in NY.
Transit
This policy provides limited coverage for losses that occur while your property is in transit.
Business Property
Your Savvy policy covers your stored business property.
What’s Not Covered*
Most household and business items are covered when kept in a properly locked storage space. However, there are a few that are not covered by this policy. These include:
- Jewelry and watches
- Money
- Deeds
- Fur or garments trimmed with fur
- Valuable papers and records
- Photographs
- Property stored in an outdoor parking stall
Perils not covered in this program include earthquake and atmospheric conditions.
Why do I need self-storage insurance?
While your renters or homeowners insurance might also offer coverage for stored property, a specific storage insurance policy is the Savvier choice.
Need to report a claim?
With the Savvy Storage Insurance Program, filing a claim is easy.
Get answers to your questions.
Have questions about the Savvy Storage Insurance Program? Get answers here.
Need help?
*This is meant to serve as a general description only and does not include all relevant terms and conditions. For more details on the coverage, exclusions and requirements of the policy, please refer to your copy of the certificate of insurance. View sample versions of these documents and forms.