Comprehensive Coverage You Can Rely On
Savvy has the right solution to fit your needs.
Your Savvy policy insures your stored property against loss or damage caused by a wide range of perils.
Water / Flood
This policy provides coverage for loss or damage caused by water or flooding.
Fire / Smoke
This policy provides coverage for loss or damage caused by fire or smoke.
Additional perils covered by this policy include hail, lightning, windstorm and vandalism.
Burglary is covered, provided it is a result of forced entry into a properly locked storage space.
$250 of coverage is provided for damage caused by vermin to your covered property while in storage.
$250 of coverage is provided for damage caused by fungus to your covered property while in storage.
No sublimit for fungus in NY.
This policy provides limited coverage for losses that occur while your property is in transit.
Your Savvy policy covers your stored business property.
What’s Not Covered*
Most household and business items are covered when kept in a properly locked storage space. However, there are a few that are not covered by this policy. These include:
- Jewelry and watches
- Fur or garments trimmed with fur
- Valuable papers and records
- Property stored in an outdoor parking stall
Perils not covered in this program include earthquake and atmospheric conditions.
Why do I need self-storage insurance?
While your renters or homeowners insurance might also offer coverage for stored property, a specific storage insurance policy is the Savvier choice.
*This is meant to serve as a general description only and does not include all relevant terms and conditions. For more details on the coverage, exclusions and requirements of the policy, please refer to your copy of the certificate of insurance. View sample versions of these documents and forms.